Why Germany Is Still Struggling with Digitalization – A Real-Life Look from Finance

Working in Germany, especially in a field like Finance, often feels like stepping into a strange paradox. On one hand, you’re in one of the most advanced economies in the world—known for its precision, engineering, and efficiency. On the other hand, daily tasks can feel like they belong in the 1990s. If you’ve ever had… Continue reading Why Germany Is Still Struggling with Digitalization – A Real-Life Look from Finance

Why Payments Are Always Late in Europe’s Healthcare System

If you’ve ever worked with public hospitals, clinics, pharmacies, or distributors in Europe, you’ve probably asked yourself one simple question: why does it always take so long to get paid? It’s a common frustration. Invoices stretch out for months, reminders go unanswered, and there’s always some excuse. But the reasons behind these delays are more… Continue reading Why Payments Are Always Late in Europe’s Healthcare System

Credit Limits in the Healthcare Supply Chain: Protecting Cash Flow Without Disrupting Care

In the world of healthcare supply, credit is not just a financial tool—it’s often a lifeline. Suppliers provide critical medical products to a wide range of customers: public hospitals, private clinics, retail pharmacies, wholesalers, and distributors. Many of these buyers depend on credit terms to manage their cash flow, especially in systems where reimbursements are… Continue reading Credit Limits in the Healthcare Supply Chain: Protecting Cash Flow Without Disrupting Care